what do you need to know about mortgage
The question to be asked is how much of their credit portfolio consists of senior debt ? My guess is that mortgage calculator probably very little. The majority of it is probably distressed, subordinated or with warrants. This is not the space the banks play in.
If that is the case home loan calculator then are they not playing a supporting role in the credit market by deepening it ?Of course the risk is higher, but their funds providers are institutional investors who understand the risks and when things mortgage repayment calculator go awry ( as in the case of Guy Hands EMI investments ) the Regulators do not have to jump in and bail them out.The investors take their losses quietly.